Terms & Conditions

Effective date: 27 July 2026

Our role

RinLoan provides information, EMI estimates, application tools, and loan-facilitation services. RinLoan is not a bank, NBFC, lender, credit bureau, or financial adviser and does not make lending decisions or disburse loans.

Eligibility and applications

You must be legally able to enter a contract in India and provide accurate, current information. Submitting an application does not create a loan agreement or guarantee eligibility, approval, amount, rate, tenure, or timing. A participating bank or NBFC performs its own KYC, credit assessment, and verification.

Rates, estimates, and fees

Website amounts, rates, tenures, and EMI results are indicative examples. The partner’s written offer controls. Review all interest, APR, processing charges, taxes, late fees, security, and repayment terms before accepting. A disclosed service or review fee is not a promise of loan approval.

Payments

Available payment methods may include PayPal and USDT on TRON/TRC20. Send crypto only to the displayed address, using the exact asset, network, and amount. Blockchain transfers can be irreversible; transfers to another address or network may be lost. A payment is credited only after successful provider capture or blockchain verification.

Acceptable use and liability

Do not misuse the service, submit false documents, interfere with security, or use another person’s identity. To the extent permitted by law, RinLoan is not responsible for a partner’s lending decision, third-party service availability, market or exchange-rate changes, or losses caused by incorrect wallet transfers. Nothing in these terms excludes rights that cannot legally be excluded.

Changes, law, and contact

We may change or discontinue features and update these terms by posting a new effective date. These terms are governed by applicable laws of India, subject to mandatory consumer rights and competent courts. Questions: info@rinloan.in.