Privacy Policy

Effective date: 27 July 2026

RinLoan is a loan facilitation platform and not a lender. This policy explains how information is handled when you use our website and application.

Information we collect

We may collect contact and identity details, Aadhaar and PAN information, income and employment details, bank-account information, uploaded documents, application data, payment references, device and technical data, and communications you send to support.

How we use information

We use information to provide the application service, verify identity and documents, communicate with you, prevent fraud, process or reconcile fees, maintain security, comply with law, and share an application with a bank, NBFC, payment provider, or service provider when needed for the requested service.

Sharing and retention

We do not sell personal information. We may share relevant information with participating financial institutions, identity and fraud-verification providers, hosting and support providers, PayPal, blockchain-payment verification providers, professional advisers, and authorities where legally required. Information is retained only as long as reasonably necessary for the service, disputes, security, accounting, and legal obligations.

Security and your choices

We use reasonable administrative and technical safeguards, but no online system is completely secure. You may ask to access, correct, or delete eligible information, withdraw optional consent, or raise a privacy concern. Some records may need to be retained by law or for fraud prevention.

Contact

Email privacy requests to info@rinloan.in. We may update this policy and will post the revised effective date here.